Our Firm

Here’s our story. We look forward to hearing yours.

We’re committed to helping you work toward achieving the retirement you want. We do this by providing guidance to help you develop an overall retirement income strategy, and offering a variety of insurance products to help you work toward your financial independence.

The team at Asset Preservation Capital is here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy, but in maintaining it throughout your retirement.

Carl D. Gill, President

As the president of Asset Preservation Capital, Carl Gill is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income.

Carl has worked in the financial services industry for more than 30 years with such firms as Dean Witter, Leonard and Company, and First of Michigan. Through attention to relationship building and excellence, Carl has built a solid practice over the years, expanding his business through programs, workshops, seminars and referrals from clients.

Carl truly enjoys teaching his clients what they need to know about asset preservation and helping them create a strategy for their financial future. He focuses on retirement income strategies, annuities and life insurance, and is committed to providing exceptional service for his clients. He adheres to a code of professionalism and responsibility by following these covenants: competence, confidentiality, integrity and diligence.

Carl holds life and health insurance licenses in a variety of states, including Michigan, Colorado, Florida Nebraska and Virginia.

He lives in Bloomfield Hills, Michigan, with his wife, Olga Gill.

Away from the office, Carl enjoys sailing and spends time giving back. His mission trips to Ecuador and South Africa to help build homes for villagers have taught him the importance of charitable giving and the true value of such commitments.

To schedule a time to discuss your financial future and the possible role of insurance in your financial strategy, contact us at apcinfo@apcadvisor.com or call us at 248.649.4759 today!

Coco Cheng, Operations Manager

As Coco manages the day-to-day operations of the company, including implementing and improving systems and procedures. Her relationship management skills ensure that all clients’ financial needs are carried out with the highest degree of quality and service.

Coco attended the China University of Technology and is originally from Taiwan. She has one son, Wayne, and a dog named Bella. (Bella serves as the Vice President of our company.) In her free time, Coco enjoys ballroom dancing, yoga, and tennis. When asked about her favorite part of working at APC, Coco says that she enjoys the days that Carl doesn’t come into the office (Just kidding, of course). Coco has worked with Carl for over 16 years, and she's always said that Carl is the best boss she's ever had. They have created a great friendship over the years.

Coco is incredibly helpful and is always willing to help clients with anything. Let her know if you need anything!


Farhana Choudhury, Accountant

Farhana started at APC this past June of 2017. She is originally from Bangladesh, and just recently moved to Michigan from New York. While in New York, Farhana attended Hillcrest High School and Queens College.

In her free time, Farhana loves traveling, cooking, gardening, and exercising. She recently got married to her husband, Tazul. (Congrats!) She loves watching movies, and she can speak 3 different languages. (Bengali, Hindi, and English)

Farhana’s favorite part about APC is everyone’s commitment to their job. She loves how everyone works as a team to assist our clients in any way possible. We are very excited to have Farhana on board!


Wenyu Shen, Finance/Marketing Intern

Wenyu started her internship at APC in February of 2018. Originally from China, Wenyu is currently pursuing her MBA as an international student at Lawrence Technological University. Wenyu has now lived in Michigan for three years, and has really grown to love the local area.

In her free time, Wenyu loves to read and travel. She enjoys learning about new cultures and making new friends. In the past year, she has been to California, Alaska, and Mexico. In each location, she has found a lot of fun and exciting adventures.

Wenyu has really enjoyed her time at Asset Preservation Capital. Specifically, she enjoys how everyone works together as a team in order to focus on our clients. She truly enjoys the family-oriented atmosphere.



Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance in your financial strategy, contact us at apcinfo@apcadvisor.com or call us at 248-649-4759 today!

Have Questions?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

Get access to our helpful retirement kit, which includes three guides that address topics you should consider when planning your retirement.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.